Diversified Financial Planners News
Downsizers will be able to top up their super with the proceeds from the sale of their main residence from July 2018.
From 1 July 2018, Australians aged 65 and over who are downsizing for retirement will be able to contribute the proceeds from the sale of their main residence (up to $300,000) into super1.
We take a look at what this could mean for you, bearing in mind that like with all important financial decisions, it's a good idea to get financial advice before deciding what's right for you.
Back at uni? Do away with the poor student clichés with these money making and money saving tips.
Students aren’t exactly known for rolling in cash, but by following these simple tips to save money at university you can make the most of what you’ve got.
We take a look at the costs that come with raising kids through the different stages of their life.
Laughter, joy and fun are some of the words associated with having kids, but there’s another word that often gets overlooked – expensive.
We generally need to make earnings from 40 to 50 years in the workforce extend across what could be 80 to 90 years of living.
Australians today need to do something our parents and grandparents didn’t even think about – plan for a long life, and a new report shows the benefits of planning for longevity go beyond money matters.
Much has been written about the trade dispute between the US and China and the risk of a global trade war. Much of it has been hyperbole but financial markets have had to price in the risks of a full-blown trade war zapping global growth. This has been difficult given almost daily developments on the issue since early March. This note takes a simple Q & A approach to the key issues.
A financial adviser can help you work out how to manage your money to help build your wealth and reach your goals.
Money may not buy happiness, but a sense of control over your finances, and working towards reaching your goals, just might.
If you have family, dependents or debt, life insurance might be important, but one in four Aussies don't know whether they have it.
Australian capital city home prices fell 0.2% in March, their fifth monthly fall in a row. This has brought annual growth down to 0.8% from 11.4% in May last year. Most of the recent weakness relates to Sydney and to a less extent Melbourne.
You take all the risk
Banks and insurers issue hybrids to raise money that can count as regulatory capital under the prudential standards that apply to banks and insurers.
All new hybrids issued by banks and insurers are designed to be loss absorbing, which means you, not the bank, are at risk of suffering a loss. This protects the bank's depositors, at the expense of hybrid investors.
We all know camping is a fantastic activity, providing hours of enjoyment and a welcome opportunity to connect with loved ones, as well as nature.
But that’s just the start. Did you also know that a whole range of wonderful health benefits result from camping? From physical and mental aids to those that are tailor made for children, these benefits ensure there’s even more reason why you should spend a night under the stars.
Check out the many reasons why camping is good for your health.