How can an offset account help me own my home sooner? If you’re about to take out a home loan you might be wondering how you can pay it off sooner, while still having cash for everyday expenses and to save for a future goal.
Don’t just focus on your home loan Australians are taking a smart approach to their mortgages, with Reserve Bank of Australia (RBA) figures showing home owners are, on average, 2.5 years ahead with their home loan.
Fixed vs variable home loans If you're about to buy a house or you're looking to refinance you may be asking yourself, should I fix my home loan or not? Especially with interest rates at an all time low.
Explainer: how RBA rate changes affect your interest rate When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan’s lifespan and warrant your consideration.
Understanding lender’s mortgage insurance You’re looking for the house of your dreams or maybe you’ve already found it. It’s an exciting time but it can be daunting when it comes to arranging finance and meeting all the upfront and ongoing costs, such as lender’s mortgage insurance.