The cash rate is at all-time historic lows – just last month, house prices rose at their fastest rate in more than four years and have already regained a third of the past two years’ losses.

There are mechanisms to maximise returns in this lower-for-longer environment, and a green alpha strategy in real estate investment is one option on the table

In today's environment of low interest rates, many investors are chasing income by moving into lower-quality, high-yield bonds, but are they ignoring the downside risks?

For a long time, we have been bearish on the Australian dollar, seeing a fall into the high $US0.60s and revising this to around $US0.65 in May. In early October it fell to a low of $US0.6671. While negatives remain significant for the $A there is good reason to believe that we are close to the low or may have already seen it. This note looks at the main issues.

How often have  you approached the new year under a black cloud of financial doom and gloom, straight on the back of christmas spending?

Scammers have clever ways to get your banking, credit card or personal details, and to trick you out of your money by offering you a loan. 

The cash rate is at all-time historic lows – this is a win for borrowers but a blight for retirees with hefty cash holdings. In this environment, there’s more retirees can do than hold out hope for steady income in their sunset years.